Simple Home Loans

Simple Home Loans

Wouldn’t it be nice if getting a mortgage/refinance quote was as simple as ordering a cup of coffee?

 With us, it is!

We’ve been in business for over 6 years and our mantra is “Mortgage lending should be simple, straight-forward, and predictable…with no surprises at closing.”

We know most people only want to know 3 things when comparing home loan companies.

  • What is the interest rate?
  • What are the closing costs? (see PDF)
  • What will my payment be on my fixed rate loan?

If  this simple approach is your cup of tea coffee then either call us at 512-996-8194 or fill out the FREE ONLINE QUOTE above and we’ll contact you within an hour.

www.mylendingplace.com

Texas Home Loans

Texas Home Loans

If you have a Texas Zip Code we can help you buy or refinance!

We offer these types of home loans…

  • 100% USDA Texas Loans
  • FHA Loans (3.5% down)
  • Conventional Loans w/o points with only 5% down
  • Seller-Paid Closing Costs
  • Texas Cash Out Loans
  • Debt Consolidation Home Loans
  • Refinancing to get a lower rate
  • Investment Properties
  • Second Homes
  • No PMI (mortgage insurance)
  • 5% down loans, 80/15/5
  • 10% down loans, 80/10/10

Texas Refinance

Texas Refinance

There’s simply no better company to refinance with than us.  We do lots and lots of Texas Refinancing as well as Texas Cash Out loans–mostly because we don’t charge expensive buy-down points and the process is simple and straight-forward.

People all over Texas choose us because they get a great fixed rate w/o points-low closing costs, great rates.  You should too!

Take a look at our closing costs and click here

Or call…we are always a phone call away!

Mortgage Process

Mortgage Process

Every mortgage company you’ll call does home loans, however we specialize in making the process a simple, stress-free 30 day event.

Our speciality loans are:  Home Loans without PMI (80/10s & 80/5s), Texas Cash Out loans and USDA 100%,  FHA.  And 90% of our loans successfully close in 30 days.

We only need 2 things to get your loan approved.

  1. Fill out the No-Obligation Application
  2. Send us your W2

Once you do these 2 steps we’ll get your loan approvde and send you an itemized GFE so you can see your mortgage rate, your itemized closing costs and exact mortgage payment.

We are always a phone call away!!!

Texas Refinance: Today’s 30-year fixed / Bank of America

Texas Refinance: Today’s 30-year fixed / Bank of America Today, Bank of America is offering  Texas 30-year fixed mortgage rates  at 4.375%  with 1.00% buy-down points. Bank of America, like most major lenders, knows people want low mortgage rates so they just offer higher fees. Why pay additional points when you don’t have to? At Mylendingplace.com, [...]

Refinance Rates Texas

Refinance Rates Texas According to Bloomberg.com, rates for Texas 30-year mortgages held at the lowest level on record as fewer Americans sought loans for home purchases. The average rate for a Texas 30-year fixed loan was unchanged in the week ended today at 3.87 percent, the lowest in records dating to 1971, Freddie Mac said [...]

Texas Mortgage: Dallas Mortgage Rates for 30-Year Loans Increase

Texas Mortgage: Dallas Mortgage Rates for 30-Year Loans Increase http://news.businessweek.com/article.asp?documentKey=1376-LT08HS6K50Z201-015GEF91FKP8USVQC9VCKAMV2H Dallas mortgage rates climbed from the lowest level on record after better-then-expected economic data and optimism that Europe’s debt crisis will be contained drove up yields for the Treasuries that guide home loans. The average rate for a Dallas 30-year fixed loan increased to 4.12 [...]

Texas Mortgage Rates: Are Texas mortgage rates increasing?

Texas Mortgage Rates: Are Texas mortgage rates increasing? http://www.bankrate.com/finance/mortgages/mortgage-rates-arrest-8-week-drop.aspx Texas mortgage rates inched up this week after they had dropped for eight consecutive weeks and reached their lowest levels in decades. That’s not what the Fed expected, but for now the eurozone, not the Fed, is calling the shots in the mortgage world.